Terms of Service

Last updated: March 2026

1. Acceptance of Terms

By accessing or using NGU Edge ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

NGU Edge is a trading journal and performance tracking platform designed to help traders improve their discipline and track their trading activities. The Service includes features such as trade logging, performance analytics, AI-powered insights, and gamification elements.

3. User Accounts

You must provide accurate information when creating an account. You are responsible for maintaining the security of your account and all activities under your account. You must be at least 18 years old to use this Service.

4. Subscription and Payments

NGU Edge offers both free and paid subscription plans. Paid subscriptions are billed in advance on a monthly basis. By subscribing to a paid plan, you authorize us to charge your payment method for the applicable fees.

Credit Packs: AI credits can be purchased separately and do not expire. Credits are consumed when using AI-powered features.

5. Refund Policy

All purchases are final and non-refundable. This includes subscription fees and credit pack purchases. By making a purchase, you acknowledge and agree that no refunds will be issued for any reason, including but not limited to:

  • Unused subscription time
  • Unused AI credits
  • Dissatisfaction with the Service
  • Account termination
  • Change of mind

We recommend using our free tier to evaluate the Service before making any purchase.

6. Cancellation

You may cancel your subscription at any time. Upon cancellation, your subscription will remain active until the end of your current billing period. No partial refunds will be issued for the remaining time in your billing cycle.

7. Acceptable Use

You agree not to:

  • Use the Service for any illegal purpose
  • Share your account credentials with others
  • Attempt to gain unauthorized access to the Service
  • Use automated tools to access the Service without permission
  • Upload malicious content or code
  • Harass or abuse other users

8. Disclaimer

NGU Edge is a journaling and tracking tool only. We do not provide financial advice, trading recommendations, or investment guidance. All trading decisions are made solely by you. Past performance does not guarantee future results. Trading involves substantial risk of loss.

9. Limitation of Liability

To the maximum extent permitted by law, NGU Edge and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to trading losses, lost profits, or data loss.

10. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the Service after changes constitutes acceptance of the new terms. Material changes will be communicated via email or in-app notification.

11. Contact

For questions about these Terms, please contact us at support@nguedge.com.