By accessing or using NGU Edge ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.
NGU Edge is a trading journal and performance tracking platform designed to help traders improve their discipline and track their trading activities. The Service includes features such as trade logging, performance analytics, AI-powered insights, and gamification elements.
You must provide accurate information when creating an account. You are responsible for maintaining the security of your account and all activities under your account. You must be at least 18 years old to use this Service.
Free costs nothing and includes everything except AI and Replay Studio: the journal, every account, every stat, the calendar, plus 5 AI credits a month to try the AI.
Only AI and Replay Studio are paid, as two monthly subscriptions and one one-time purchase: Edge ($19 a month, 600 AI credits a month), Edge Pro ($49 a month, 3,000 AI credits a month, plus Replay Studio) and The Season (a one-time $39 for 60 days of Edge; it does not renew and ends on its own).
Monthly subscriptions are billed in advance each month and run until you cancel. By subscribing you authorise us to charge your payment method the price shown. The 7-day trial of Edge is available once per account; nothing is charged during it, and the subscription then continues at the price shown unless you cancel within the 7 days.
You can cancel, change your card and download invoices at any time under Settings → Manage subscription.
The plans page shows each plan’s current price and contents before any purchase.
Credit Packs: AI credits can be purchased separately and do not expire. Credits are consumed when using AI-powered features, including AI chat, journal dictation, screenshot review and the weekly debrief.
Billing receipts: For successful paid subscriptions and paid credit packs, a payment confirmation email may include a Stripe-hosted invoice/receipt link when available.
Purchases are generally final: we do not refund unused subscription time, unused AI credits, dissatisfaction with the Service, or change of mind.
If you are a consumer in the EU/EEA, you have a statutory 14-day right of withdrawal that these Terms do not limit. At checkout you expressly request immediate performance: for subscriptions, withdrawing within 14 days means you pay proportionately for the period already provided; for AI credit packs (digital content), the right of withdrawal expires once the credits are delivered, as you acknowledge at checkout. Full details, including how to exercise the right, are in our Refund & Withdrawal Policy.
We recommend using our free tier to evaluate the Service before making any purchase.
You may cancel your subscription at any time. Upon cancellation, your subscription will remain active until the end of your current billing period. No partial refunds will be issued for the remaining time in your billing cycle.
You agree not to:
The Creator space is open to every account at no extra cost; you can switch it on or off in Settings, and switching it off never deletes anything. If we change who can use it, your data stays stored, remains exportable, and can be deleted at any time.
What it is: a tool for keeping your own record of the payouts you receive and the brand deals you make, and seeing what they add up to — including next to your trading, on the goals you set. It is not an accounting, invoicing or payment service, and it does not calculate taxes. Every figure is arithmetic on what you entered and is only as complete and correct as those entries. Euro amounts use the European Central Bank’s reference rates, for information only, and may differ from what your bank or payment provider applied.
No advice, no promise: nothing in it is tax, legal or financial advice, and it makes no promise or forecast about future income. “Spread” and “pace” describe your own entries as they stand. The “prognosis” carries your own recent pace forward, as a range — arithmetic on your entries, not a prediction or a promise; campaigns end and rates change.
Your responsibilities: you remain responsible for your own invoicing, VAT and income-tax obligations and for the contracts you have with brands. Check those contracts before you enter details they require you to keep confidential, and do not enter personal data of third parties beyond a brand’s name. We are not affiliated with any brand or platform you record.
NGU Edge is a journaling and tracking tool only. We do not provide financial advice, trading recommendations, or investment guidance. All trading decisions are made solely by you. Past performance does not guarantee future results. Trading involves substantial risk of loss.
We are liable without limitation for intent (Vorsatz) and gross negligence (grobe Fahrlässigkeit), and for injury to life, body or health. For slight negligence we are liable only for breaches of essential contractual obligations (Kardinalpflichten), limited to the foreseeable damage typical for this type of contract. Beyond that, liability — including for trading losses, lost profits or data loss — is excluded. Liability under mandatory law (e.g. the German Product Liability Act) remains unaffected.
These Terms are governed by the laws of the Federal Republic of Germany. If you are a consumer, this choice of law does not deprive you of the protection of mandatory provisions of the law of the country in which you habitually reside.
The contract language is English. The Service, all contractual documents and all communications are provided in English (Vertragssprache ist Englisch).
We reserve the right to modify these terms at any time. Continued use of the Service after changes constitutes acceptance of the new terms. Material changes will be communicated via email or in-app notification.
For questions about these Terms, please contact us at info@ngutrading.com.